Understanding the Costs of Dementia Care Home Fees
Caring for someone with dementia often involves specialist support, especially in the later stages of the condition. One of the most common questions families face is:
“Do dementia sufferers have to pay care home fees?”
The answer is yes, in many cases they do—but there are important exceptions and financial support options available depending on the individual’s situation, location, and the level of care required.
General Perspective
In the UK and many other countries, people with dementia are subject to means-tested assessments to determine whether they must pay for their care. This usually depends on:
- Their income
- The value of their savings and assets
- The type of care they need (social care vs. health care)
When Do They Have to Pay?
If the individual’s financial resources exceed a certain threshold, they will typically be required to contribute fully or partially toward care home fees.
When Might Care Be Free?
There are circumstances where dementia care may be fully funded, such as:
If local authority funding is approved after a financial assessment for those with low income and assets.
If the person qualifies for NHS Continuing Healthcare (CHC) – a package of care arranged and funded solely by the NHS for individuals with significant primary health needs.
Alderberry Care’s View: Advocating for Transparent and Compassionate Support
At Alderberry Care, we recognize that navigating the financial side of dementia care can be overwhelming. That’s why we work closely with families to provide:
- Clear guidance on available care options
- Help with accessing financial assessments
- Flexible elderly care services, including in-home support for dementia clients
We believe that compassionate care shouldn’t be limited by confusion or lack of information. Our team is here to help you understand your rights, explore funding routes, and ensure your loved one receives the quality care they deserve—without added stress.
Need Help Choosing the Right Dementia Care Plan?
Whether you’re considering home care, assisted living, or a full-time care home for your loved one, Alderberry Care is ready to support you every step of the way—with dignity, respect, and trusted information.
📞 Get in touch with Alderberry Care today to talk to our care experts.
Phone: 0333 577 2020
Email: info@alderberrycare.co.uk
Website: www.alderberrycare.co.uk
Your peace of mind is just a conversation away.